Business loans made simple.

Let us help you

Our business loans make it possible

Fair rates and a fast turnaround? Check. Funding secured within 24 hours? Double check. Our flexible repayment options are designed to keep your cash flow smoother than a jazz sax solo, so you can focus on growing your business. Ready to turn those challenges into opportunities? Click below!

Credit score not affected

Yep, that's right - your credit score stays safe while exploring loan options with us. We keep it worry-free until you're ready to dive in. Interest rates as low as 6.9%

Transparent interest rates

Interest rates can seem scary, but we will always be transparent with you. You can choose a variable rate (moves with the market) or fixed interest rate (doesn't) - depending on your business needs.

Unsecured loans up to £500,000

Borrow up to 500,000 quid, no collateral, (imagine what you could do with that) for pretty much any purpose (don't test us, you know the kinds of things we mean, cash flow, payroll, yada yada).

Get your offer
It won't impact your credit score
Credit score not affected

Yep, that's right - your credit score stays safe while exploring loan options with us. We keep it worry-free until you're ready to dive in. Interest rates as low as 6.9% (flat-rate).

Transparent interest rates

Interest rates can seem scary, but we will always be transparent with you. You can choose a variable rate (moves with the market) or fixed interest rate (doesn't) - depending on your business needs.

Unsecured loans up to £500,000

Borrow up to 500,000 quid, collateral-free (imagine what you could do with that) for pretty much any purpose (don't test us, you know the kinds of things we mean, cash flow, payroll, yada yada).

Don’t take OUR word for it.
See what they say about us
See all of our reviews
Love your finances again

Types of business loans we provide

Ready to drive your business success? Love Finance is your go-to for all your business loan needs. How many types of loans, you ask? Anything from VAT Loans, small business loans, unsecured business loans and merchant cash advance loans, to cater to your unique requirements, plus much more.

VAT financing

No faffing - pay HMRC and split your bill into manageable monthly payments.

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Small business financing

Support made for your small business - no matter your requirements.

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Unsecured business financing

No security needed - your funding and assets are not connected.

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Merchant cash advance loans

Borrow against future card sales and repay in a way that suits your business's ups and downs.

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Their professionalism and ability to deal with financing in such a quick and easy way … made our growth possible.
Roozbeh
Posh Designs, Birmingham

How much would you like to borrow?

£70 000
Get offer

Industries we love

We love any industry, but here are our most common customers:

  • Construction financing

    At Love Finance, we've helped hundreds of construction pros - whether you're a contractor, builder, or developer, we've got your back. Need funds for your next big project, materials, or just keeping things running smoothly? We've got the tools (and the funds) to help you build your dreams, brick by brick.

  • Retail financing

    Our account managers get the ups and downs of running a retail business, whether you've got a group of stores nationwide or a local corner shop. From managing inventory to expanding your store and launching marketing initiatives, we're here to help. Whether you need straight-up cash or revenue-based financing, we've got the solutions to keep you competitive and growing strong.

  • Hospitality financing

    Ready to give your guests an unforgettable experience? Whether you run a cosy B&B, a bustling restaurant, or a grand hotel, we've got the financing you need to upgrade, renovate, and market your hospitality business. Let's turn your vision into reality and welcome more happy guests through your doors.

  • Restaurant financing

    Running a restaurant is no small feat, but with Love Finance by your side, you've got this! From handling seasonal ups and downs to upgrading equipment and training staff, we provide the capital you need to keep your restaurant thriving. Focus on creating those unforgettable dining experiences - we've got the rest covered.

  • eCommerce financing

    With the rise of eCommerce over the past few years, it's more important than ever to stand out in a saturated market. Love Finance offers the perfect financing solutions to help your online business make a mark. Whether you need funds for website upgrades, inventory management, or impactful digital marketing campaigns, we've got options to suit you.

This is how we can help

What your business loan can be used for

See if you are eligible
It won't impact your credit score

Salary finance loans

Growing your team is key to your business's success, but those wages and recruitment costs can add up. Love Finance is here to help with business loans that make expanding your staff a breeze. Get the support you need to build your dream team without the financial strain.

Equipment finance

Investing in top-notch equipment is essential, but it doesn't have to drain your cash reserves. Love Finance offers quick and easy business loans to help you upgrade your gear. With flexible repayment plans, you can keep your cash flow smooth and your business running at peak performance.

VAT funding

Need to bridge the gap between working capital and your HMRC obligations? Love Finance's VAT funding provides the cash you need to meet your tax liabilities. Pay it back in manageable instalments over 3-12 months, keeping your finances on track.

Expansion funding

Ready to take over the world - or at least expand your business? Love Finance is here to help you manage the costs of growth. From hiring extra hands to making room for more customers, our flexible business loans have got you covered.

Cash flow finance

Need a quick cash boost to keep things flowing smoothly? Love Finance has your back. Whether it's covering a hefty invoice or dealing with unexpected expenses, our fast business loans are designed to keep your operations running like clockwork. Let's keep the cash flowing and the stress low.

Inventory financing

Stocking up just got easier! With Love Finance's inventory finance, you can convert your inventory to cash and buy stock in bulk, saving money and ensuring you're always ready to meet demand. Let's keep your shelves stacked and your business thriving!

Reasons to believe

What are the benefits of a business loan?

Whether you need short-term financing to cover operational expenses or long-term funding for expansion projects, Love Finance is here to support your journey to success

Fast approval process

Need funds fast? Get your cash within 24 hours of approval. Speedy, just like Gonzales.

Flexible repayment terms

Repay on terms that suit your business, easing the cash flow strain and keeping things smooth.

Fixed monthly repayments

Love consistency? Fixed monthly payments make budgeting a breeze, so you always know what to expect each month.

Preserve ownership

Stay in control! Unlike seeking investors, business loans let you keep full ownership of your business. No need to share the pie.

Transparent

No unnecessary complexities, no nasty surprises—just straightforward, honest financial support.

Unlock your business's
potential today

Don't let finances clip your business's wings. Apply for a business loan with Love Finance and set your potential free. With great rates, flexible repayment options, and service that's all about you, we're here to help you grow every step of the way. Let's make it happen!

  • Credit-score not affected
  • Interest rates as low as 6.9% (flat-rate)
  • Unsecured loans up to £500,000
Get your offer
FAQ

Your questions answered

Are business loans suitable for small businesses?

Absolutely! Small business loans from Love Finance are ideal for SMEs needing quick and flexible funding. We get the unique challenges you face and offer the best financing option tailored to you. It's like a financial hug for your business!

Is my credit score impacted when applying for a business loan?

Wondering about your credit score? Don't sweat it! Our small business loan quote service uses soft searches without affecting your credit. Once you accept the offer, the loan gets recorded on your credit, but hey, you're already approved—no worries there!

How long does it take to receive funding with a business loan from Love Finance?

Need cash in a flash? With Love Finance, you can get your funds within 24 hours of approval. Our speedy approval process means you can get back to business ASAP. In some cases, we've got businesses funded in as little as 4 hours, just make sure you have all the necessary info ready and we can get it processed quicker than... Hmm we’ve ran out of quick analogies now... Something super quick!

What are the eligibility criteria for applying for a business loan?

Eligibility criteria can sound scary, but we keep it straightforward. Our standard requirements are that you are UK-based, 3+ months trading, and £50k+ turnover. Don't stress if you don't fit this though! We have various options outside the box. Give us a shout to see how we can help you out!

What is the total amount I can borrow with a business loan from Love Finance?

How much can you borrow? That depends on your business's financial mojo. Love Finance offers loan amounts from £5,000 to £500,000, giving you the capital you need to turn your big plans into reality.

What are the repayment periods for business loans?

Our repayment plans are as flexible as a yoga instructor, adaptable & stress-relieving - minus the stretchy pants. Depending on the type of loan and loan amount, we offer a variety of term loans, from 3 months to 6 years. We'll work with you to find a schedule that fits your business.

How to enquire about a business loan with Love Finance

Enquire online in 60 seconds

60 second enquiry. 6 questions. Instant decision. Just like that. Click below to get started.

Approved & funded in 24 hrs

One small request, please? If you could prepare your paperwork, we'll all be in the best position to get you funded ASAP!

Borrow from 3 mo to 6 yrs

Terms work case-by-case, and we'll do our best to find you the loan that fits you like your favourite comfy tee.

You are 5 minutes away from making it happen

  • Credit score not affected
  • Interest rates from 6.9%
  • Unsecured loans up to £500,000