Vat Loans

Spread your HMRC VAT bill across 3 affordable monthly payments.

Great service, happy to go above to ensure customer satisfaction. Super easy process from start to finish.
Pete
R & S Property Maintenance,
Oxford
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Protect your cash flow

Need to keep HMRC at bay without feeling the financial pinch? No problem! Our VAT loans spread the cost of those hefty payments over three months, easing the strain on your business. With lower interest rates and easy monthly instalments, you'll glide through tax season without a hiccup. Time to take a breather and let us handle the tough stuff.

Credit score not affected

Yep, that's right - your credit score stays safe while exploring loan options with us. We keep it worry-free until you're ready to dive in. Interest rates as low as 8.9%

Transparent Interest Rates

Interest rates can seem scary, but we will always be transparent with you. You can choose a variable rate (moves with the market) or fixed interest rate (doesn't) - depending on your business needs.

Unsecured loans up to £500,000

Borrow up to 500,000 quid (imagine what you could do with that) for pretty much any purpose (don't test us, you know the kinds of things we mean, cash flow, payroll, yada yada).

It won't impact your credit score
Credit score not affected

Yep, that's right - your credit score stays safe while exploring loan options with us. We keep it worry-free until you're ready to dive in. Interest rates as low as 8.9% (flat rate)

Transparent Interest Rates

Interest rates can seem scary, but we will always be transparent with you. You can choose a variable rate (moves with the market) or fixed interest rate (doesn't) - depending on your business needs.

Unsecured loans up to £500,000

Borrow up to 500,000 quid (imagine what you could do with that) for pretty much any purpose (don't test us, you know the kinds of things we mean, cash flow, payroll, yada yada).

A bit more info

What are VAT loans?

Bills? Yawn. VAT? Yawn. Tax? Yawwwwwwwwwwn. Saying goodbye to all of that by handing it to a trusted broker to handle? Now we're talking. These short-term loans (repaid over 3 months) help you manage those dull VAT payments with ease, freeing up your cash flow and sparing you the boredom. Inject a little zest to the process with VAT finance.

Love your finances again

What are the benefits of VAT loans?

Stress-free VAT payments

If your tax liabilities make you sweat, a VAT loan can spread out the cost, giving you room to breathe (and maybe even dance a little).

Flexible financing

Got big plans like expanding your empire or giving your office a facelift? VAT loans aren’t just for tax (they can fund your ideas too).

Fast pay-outs

We aim to get your money funded within 24 hours (or even as little as 4).

Fixed monthly payments

Split your bill into 3 manageable monthly payments (predictability is the new black).

My account manager was patient and understanding. They worked quickly and efficiently and I would have no hesitation in using this company again.
Karen
KPS, Kent

Plan with our Business Loan Calculator.

£70 000
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Why you need to pay your VAT bill on time

Let's talk about the joy of paying bills (we know, thrilling!). Among the sea of invoices, your VAT bill is the VIP. As a business owner, VAT, or value-added tax, is like the guest of honour at your tax party (...That's deffo not a thing).

Paying your VAT bill on time saves you from the dreaded late fees. Everyone's due date is different - make sure you know when yours is. Miss it by even a day or two, and you'll get slapped with charges. These fees can snowball before you know it, and nobody wants that kind of surprise. So, keep your VAT bill punctual, and your wallet will thank you! The same goes for other tax liabilities like your corporation tax.

Let Love Finance handle your VAT

Ever feel like VAT payments are the universe's way of keeping you humble? Maybe it's time to outsmart the system. Use a trusted, authorised and regulated broker like Love Finance and let us help you tackle those pesky VAT bills so you're not caught short. You'll be matched with an account manager ready to take the burden away from you so you can breathe a calm sigghhhhh of relief.

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FAQ

Your questions answered

What is a VAT loan, and how does it work?

A VAT loan is a short-term financing option that helps you cover your VAT payments to HMRC. Instead of paying a lump sum, you can spread the cost over manageable monthly instalments.

How important is my credit score when getting a VAT loan?

Stressed about your credit history ruining your chances for a VAT loan? At Love Finance, we see the bigger picture. Your credit history is just one chapter in your business story. We take a holistic approach, looking at your trading history and business performance to craft VAT funding options that fit you like a glove. Because we know there's more to you than a credit score, and we're here to help you write your next success story. Ready to make tax time a breeze? Let's get started.

Why should I get a VAT loan?

VAT payments got you stressed? Love Finance makes VAT finance hassle-free, freeing up your cash reserves so you can focus on growing your business. Whether you're a budding startup or a well-oiled registered business, let us handle the VAT, while you keep your working capital flowing smoothly.

What are the interest rates like for VAT loans?

Our interest rates are lower than your average financing options because we want to make this as stress-free as possible. We tailor the rates based on your business’s unique situation, so you get the best deal around.

How quickly can I receive the funds once my VAT loan is approved?

Once your VAT loan application is approved, funds can be transferred to your business account within 24 hours. This rapid funding ensures you can meet your VAT obligations on time, avoiding any penalties or interest from HMRC.

What happens if I don’t pay my VAT bill on time?

If you fail to pay your VAT bill on time, HMRC will issue a penalty notice and may charge interest on the overdue amount. Continuous non-payment can lead to further penalties, increased interest rates, and potential legal action, which can seriously impact your business's financial health and credit rating.

How to apply for a business loan with Love Finance

Apply online in 5 mins

2 minute enquiry. 7 Questions. Instant decision. Just like that. Just click “Get offer” to start your application.

Approved & funded in 24 hrs

One small request, please? If you could prepare your paperwork, we'll all be in the best position to get you funded ASAP!

Borrow from 3 mo to 6 yrs

Terms work case-by-case, and we'll do our best to find you the loan that fits you like your favourite comfy tee.

You are 5 minutes away from making it happen

  • Credit score not affected
  • Interest rates from 8.9%
  • Unsecured loans up to £500,000