From £5,000 to £500,000. Repaid as a small fee on future card sales.
Ready to power up your business with a merchant cash advance? Our software makes it a cinch to get approved and funded, plus, you only repay when you make a sale. When business is slow, so are repayments.
Yep, that's right - your credit score stays safe while exploring loan options with us. We keep it worry-free until you're ready to dive in. Interest rates as low as 8.9%
Interest rates can seem scary, but we will always be transparent with you. You can choose a variable rate (moves with the market) or fixed interest rate (doesn't) - depending on your business needs.
Borrow up to 500,000 quid (imagine what you could do with that) for pretty much any purpose (don't test us, you know the kinds of things we mean, cash flow, payroll, yada yada).
Yep, that's right - your credit score stays safe while exploring loan options with us. We keep it worry-free until you're ready to dive in. Interest rates as low as 8.9% (flat rate)
Interest rates can seem scary, but we will always be transparent with you. You can choose a variable rate (moves with the market) or fixed interest rate (doesn't) - depending on your business needs.
Borrow up to 500,000 quid (imagine what you could do with that) for pretty much any purpose (don't test us, you know the kinds of things we mean, cash flow, payroll, yada yada).
Picture this: your business is thriving, but cash flow? Not so much. Enter our merchant cash advance, which you only pay when you earn. It's like having a financial buddy who's always got your back (and your bank).
You receive a lump sum from the lender - like a normal loan. You continue your day-to-day operations, taking card payments from customers. Instead of a monthly set payment to repay the loan, a small portion of your customers’ card payments is taken. If your takings are low, so are the repayments!
Here's the deal: We’ll figure out if you meet the requirements and how much cash you can get. No long questionnaires, no waiting by the phone. Just straight-up, quick access to capital without jumping through the hoops of traditional bank loans.
Merchant advance loans come with a bunch of perks for UK businesses that are too good to pass up:
Pay us back as your credit card sales roll in. A loan that works on your schedule.
Worried about trading time or modest turnover? This laid-back option means less hassle and more access to the funds you need.
Fixed payments aren't for everyone! Pay as you earn and keep your cash flow happy.
Clear fees – no hidden costs, no nasty surprises. What you see is what you get!
Curious about merchant cash advances with Love Finance? We review your credit card sales history to determine eligibility and loan amount, then provide a lump sum you repay through a small percentage of your daily credit card sales—perfect for small businesses needing flexible funding.
We totally get the hurdles UK businesses, especially the smaller ones, have to jump. That's why we're here to give you a little step up. Need some extra cash to give your business a boost? Our merchant advance loans are your ticket to growth. Whether you want to expand, launch a killer marketing campaign, or cover those pesky unexpected expenses, we've got you covered. These loans give you the financial wiggle room to thrive and shine.
Ready to give your business that extra oomph? Applying for a merchant advance with Love Finance is as easy as M, C, A. Just hop online, fill out our super-simple enquiry form. You'll need to share your business's bank statements and credit card processing statements, but don't worry, this is for our eyes only. You can ask us to delete your data at any time. Then, sit back, and someone will be in touch to let you know whether you're approved.
Business finance isn't one size fits all (what is?). While your next-door neighbour might love the stability of fixed monthly payments, maybe you want some flexibility! And that's the beauty of Love Finance: We have options for both of you (and the rest of your street). An MCA works in the latter form. During your slow periods, your repayments shrink, giving your cash flow some breathing room.
The cost depends on this nifty thing called the factor rate, which is the grand total you'll repay, including fees. Think of it as the advance amount multiplied by a bit of magic (okay, maths).
While your credit is still considered, it's not the star of the show. Business cash advances rely on your card sales, making them perfect for businesses with less-than-perfect credit.
Cash flow is unpredictable. We adjust your repayments based on your daily credit card sales. That way, when business is slower, your repayments ease up too.
No mountains of paperwork or endless credit checks here. At Love Finance, we keep it chill—just a quick look at your daily credit card sales and you get the funds you need.
Our fee structure is crystal clear. No hidden fees, no sneaky surprises, just plain, upfront terms and conditions. Conquer the world, minus the financial headaches.
Transparency is key, and we’re here for you. As long as you communicate with us and the lender, we can find an option that suits you and your business perfectly.
Don't let finances clip your business's wings. Apply for a business loan with Love Finance and set your potential free. With great rates, flexible repayment options, and service that's all about you, we're here to help you grow every step of the way. Let's make it happen!
Absolutely! Merchant cash advances are the perfect sidekick for small business owners in need of quick and flexible funding. With Love Finance, you can grab the cash you need to grow without jumping through the fiery hoops of traditional bank loans. No stuffy bank managers, no mountains of paperwork – just pure, unadulterated financial support. So go ahead, let your small business dreams take flight!
With Love Finance, you can receive the funding you need without twiddling your thumbs for weeks on end. Once approved, we’ll have the cash headed your way within 24 hours. Our approval process is streamlined to ensure you get the capital you need when it matters most – no long waits, just quick, reliable funding.
Think of Merchant Cash Advances (MCAs) as the cool, laid-back cousin of traditional bank loans. Instead of requiring fixed monthly payments if this isn't what suits your business, MCAs let you repay by taking a tiny slice of your daily credit and debit card sales. It's like a "pay-as-you-go" party for your finances!
This means when business is booming, you pay a bit more, and when things are slow, you pay less.In order to be eligible for an MCA, you must take payments through a card machine, POS, card terminal, or whatever else you wanna call it. Something that takes card payment!
Wondering how much moolah you can get with a merchant cash advance? It all depends on how well your business’s credit card sales are rocking. At Love Finance, we tailor our funding solutions to fit your business like a glove. Whether you need a modest £1,000 or a whopping £500,000, we’ve got you covered.
Curious about how we figure out your advance amount? It’s like a blend of science and a sprinkle of magic! We look at your business's average monthly credit card sales, overall business performance, and your potential to shoot for the stars. At Love Finance, we evaluate all these juicy details to cook up an advance amount that’s just right for your business.
Uh-oh, business hit a bit of a slump? No worries! We get that sales can be as unpredictable as the British weather. If your credit card sales take a temporary dip after getting a merchant cash advance, our flexible repayment plan has your back. We adjust your repayments based on your daily sales, so you can breathe easy knowing that when times are tough, your payments will be too.
2 minute enquiry. 7 Questions. Instant decision. Just like that. Just click “Get offer” to start your application.
One small request, please? If you could prepare your paperwork, we'll all be in the best position to get you funded ASAP!
Terms work case-by-case, and we'll do our best to find you the loan that fits you like your favourite comfy tee.
